Fees and Limits

1. What are the fees and limits?

LimitsValueComments
Minimum Single Fiat Transfer€10.00Change shall not accept transfers that are lower than € 10.
Maximum Single Fiat Transfer€2,000.00Change shall not accept transfers that exceed € 2,000.
Monthly Fiat Transfer€8,000.00Change shall not accept transfers if the monthly transfer amount exceeds € 8,000.
Minimum Single Fiat Withdrawal€10.00Change shall not perform Fiat withdrawals that are smaller than € 10.
Monthly Fia and Cryptocurrency Withdrawals€15,000.00Regulatory restrictions do not allow you to withdraw the total sum of Fiat and cryptocurrencies when exceeding € 15,000, including all card transactions..
Maximum Account Fiat Balance€8,000.00Your Account Fiat balance must not exceed € 8,000 at any given moment.
Monthly Free Conversions100You are entitled to 100 free conversions every single month.

 

2. What are the fees?

Fees and chargesValueComments
Card FeeFree-
Replacement Card€7.00 Lost / stolen / damaged replacement cardFree replacement for expired cards. €7.00 for lost / stolen / damaged replacement
Card delivery timesCard delivery times-
TRANSACTIONS/PURCHASES
EURO purchases€/FREE-
European€0.50 plus 1% of the transaction valueAny transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
International purchases€0.50 plus 1.50% of the transaction valueAny transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
International purchases€0.50 plus 1.50% of the transaction valueAny transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
ATM Withdrawal EURO*€1.10
ATM Withdrawal Europe* & ATM Withdrawal International*€1.10 plus 1% of the transaction valueAny transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
ATM Withdrawal UK€1.00 plus 1% of the transaction valueAny transaction in a foreign currency will be converted into Euros. We’ll do this at the rate of exchange provided by Visa Europe on the date they process the transaction which may differ from the actual transaction date. See more information on exchange rates on the Visa Europe website.
Cashback InstoreFreeYou can request up to £50 cashback at participating UK retailers when making a purchase.
OTHER FEES
ATM balance enquiryFree
Statements paper (per 62 days)€3.00You must request a paper statement by contacting Customer Services.
Statements online (per 62 days)Free
LIMITS
Maximum daily ATM withdrawal€250.00
Maximum balance€8,000.00
Expiry36 monthsThe card is valid for 36 months

Notes to fees and limits:

Your Visa GetChange card and account is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority to issue e-money (Firm Reference Number: 900025) and is a member of Visa. Registered head office is Navigation House, Belmont Wharf, Skipton, North Yorkshire, United Kingdom BD23 1RL.

Please note that GetChange Visa card and account is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. We ensure that any funds received by you are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent your funds will be protected against claims made by creditors.